Skip nav to main content.

Credit Cards

The cash-back card you’ve always wanted with the freedom to buy what you want.

Apply Online Now View Rates

Credit Cards in Philadelphia, PA

Think a no-fee, full-service rewards credit card with cash-back privileges and no annual or transaction fees is out of your reach? Think again. Freedom Credit Union’s credit cards offer big-name card benefits at an affordable rate.

Not a member? Join now and experience the Freedom CU difference!

Join Now

The Convenience You Want. The Rewards You Deserve.

Generous Cashback

Get rewarded for your spending. Earn 1% cash back on every purchase.

Great Intro Rate

Enjoy a 0.99% APR* introductory rate for your first six months.

No Annual Fee

Get the rewards and benefits you deserve with no annual maintenance fee.

Affordable Convenience

No fees for balance transfers, cash advances, or foreign transactions

Visa® Cash Back Card

Put money back into your pocket as you spend with Freedom Credit Union’s Visa® Cash Credit Card. Access affordable convenience with no fee transactions and no annual maintenance charge.

You’ll also enjoy other VISA® benefits including:

  • Cellular phone protection
  • Travel assistance and accident insurance
  • Auto rental collision damage waiver
  • Extended warranty service, and more.

Click below to apply today or to learn more about how our VISA® Cash Back Card can benefit you!

Apply Now Learn More

A woman uses her credit union credit card to pay for a food order.

Additional Features of Freedom Credit Union Visa® Credit Cards

VISA® Concierge Service

Access 24/7 personal assistance, for help with travel planning, reservations, and bookings.

Auto Rental Collision Damage Waiver

Enjoy peace of mind when you rent a car with our built-in collision damage waiver.

Travel Accident Insurance

Travel safely with accident insurance that covers accidental injury or death during a trip.

Cellular Telephone Protection

Get automatic protection against loss, theft, or damage to your cell phone.

Warranty Manager Service

Added protection with extended warranties for your valuable items.

Emergency Medical/Dental Benefit

Get coverage for unexpected medical or dental expenses while traveling internationally.

Apply for a Credit Card in 3 Easy Steps!

 

1

Check Eligibility

Anyone who lives, works, worships, or attends school in our service area is eligible for membership.

2

Apply Online

It takes just a few minutes to become a member and to apply for a cash-back credit card.

3

Transfer old balances

Done with your old card? How does a new intro APR* of
just 0.99% sound?

Why Choose Freedom CU?

At Freedom Credit Union we’ve been helping people in the greater Philadelphia area dream bigger since 1934. Along with our convenient, flexible credit card offering we offer all our members access to a full range of affordable banking alternatives, and great personalized service.

Join us today and get the freedom to manage your money on your terms.

Join Now

A group of four friends smile and take a walk outside.

“I’ve been banking at Freedom for 15 years now. They’re always helpful.
I have never felt like just a number. They make you feel like a person.”

– Lionel S. Abington, PA.

Disclosures

*APR = Annual Percentage Rate. Rates accurate as of 1/1/25. The total maximum unsecured debt per member is $30,000. Terms and rates are subject to change without notice. For Credit Cards, an eligible co-borrower will be required unless the Cardholder has independent means of repaying any credit extended. The interest rate that you receive will be based on your credit history.
Top