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Visa® Cash Back Card

The cash-back card you've always wanted

Freedom to buy what you want. Cash back to make spending rewarding.

Start Earning
  • 1% cash back on any purchase
  • 0.99% APR* Intro rate (0.99% APR Intro rate for 6-month Term; Rate as low as 14.15% APR but not more than 17.90% APR thereafter)
  • No annual fee
  • No fees for balance transfers, cash advances or foreign transactions

*APR = Annual Percentage Rate. Rates accurate as of 7/3/23. The total maximum unsecured debt per member is $30,000. Terms and rates are subject to change without notice. For Credit Cards, an eligible co-borrower will be required unless the Cardholder has independent means of repaying any credit extended. The interest rate that you receive will be based on your credit history.

View Credit Card Agreement

Easy to get started


Apply Online

It takes just a few minutes to apply for a cash-back card.


Transfer old balances

Done with your old card? A new intro APR of of 0.99% sounds nice.


Set up mobile alerts

Custom fraud and transaction alerts keep your cash-back card safe.

All your favorite extras

  • Roadside Dispatch
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Travel & Emergency Assistance Services
  • VISA® Concierge Service
  • Warranty Manager Service
  • Cellular Telephone Protection
  • Emergency Medical/Dental Benefit

Start getting more cash back every month.


“I needed assistance with my Cash-back Visa. Freedom listened carefully, discussed my options, and offered a great solution. Success!”