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The Freedom Credit Union Blog

Personal Finance Tips, Credit Union News & Community Events


Should You Use a Home Equity Loan for Debt Consolidation?

Many people use home equity loans to consolidate debt and achieve other goals. If you’re thinking about using a home equity loan to consolidate debt, there are some important things to consider. The following overview can help you decide whether this strategy makes sense for your financial situation. Benefits of Using a Home Equity Loan...
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HELOC vs. Home Equity Loan – Which One Is Better?

Home equity loans and home equity lines of credit (HELOCs) are loans secured by a borrower’s home. However, they differ from each other in some important ways. Let’s take a look at their similarities and differences so that you can determine which one is better for you. An Explanation of Each HELOC A HELOC is...
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Earn Money With Our Refer-A-Member Program!

As a member owned financial cooperative, your credit union is strengthened with each new member who joins. Once you are a member, you are a member for life and can enjoy the benefits of lower loan rates and higher deposit rates, along with personalized service and local lending decisions. Anyone who lives, works, worships, attends...
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Youth Month 2023

April is National Credit Union Youth Month, a time where we focus on teaching our youngest members all about the credit union difference. Financial education starts at home, and your Credit Union is here to help families educate children about money, saving, and making smart financial decisions. Throughout the month of April, watch the Freedom...
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2023 Scholarship Applications Are Now Being Accepted

We believe strongly in giving back to the members we serve and improving the communities in which we live and work. Our scholarships were established to honor our long-standing tradition of serving educational institutions and to provide funds for members to use in furthering their education. We will award a $2,000 scholarship to three qualified...
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Consolidating Debt with Personal Loans

Debt can creep up on you slowly as a culmination of many things, or as a result of an emergency or unexpected expense. 32% of Americans do not have access to an emergency fund over $400.00. While saving seems to be impossible when living paycheck to paycheck, reducing expenses is one way to live more...
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Financial Health And Wellness Are Within Reach

  At your Credit Union, we care about your financial health. That’s why we’ve partnered with trusted national non-profit GreenPath Financial Wellness to provide you with individualized counseling, guidance, and educational resources, including:       Free Financial Counseling– You have access to free, one-on-one financial counseling, and debt counseling delivered by caring, certified experts.  They’ll help...
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Online Password Protection

As new technology constantly emerges, your Credit Union is dedicated to providing the digital services that make your banking quick, convenient, and easy. We are also committed to providing education and information to keep members protected from fraudsters. We will never ask you to share your personal information by email or text messaging. Please do...
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2023 Tax Season is Here

Tax season is here and along with it comes opportunity for fraudsters to attempt to take advantage of individuals. IRS scams come in a variety of forms. Scammers use mail, phone, email, texting, and more to defraud individuals and businesses and it is important to be alert and be aware when you find yourself on...
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