Skip nav to main content.


Refer a Member today and you both get rewarded! See how it works below.

Learn More
  • Refer a friend, family member, colleague, neighbor
  • Get them to become a Freedom Member
  • Get paid
Refer A Member Disclosures

1Limited time offer. Promotion Code R9 and referring Member information must be provided during the application process, retroactive referrals will not be eligible. Maximum incentive is $100 per New Member/Referring Member relationship. The incentive is only for new member accounts, not new accounts for existing members or joint members and is based on account openings, not applications. Each person can only be a new Member once. A Joint Savings Account Owner age 18 or older is required for Members under 12. For a checking account and check card all parties on the account must be 16 or older. If criteria is met and the referring member is in good standing, Referring and New Members’ Primary Savings Accounts will each receive the $25 or $50 incentive by the 25th of the following month after the new Primary Savings Account is opened, the second $50 for Direct Deposit will be deposited once the Direct Deposit has been processed and verified. The incentive will be a taxable dividend on the 1099 Form we will send you in January. Payment of taxes on incentive will be the responsibility of the recipient. Offer is subject to change without notice and cannot be combined with any other offer. Visit for complete details.