Refer-A-Member

*The referring member and the new member will each receive a maximum of up to $200 per new member/referring member relationship. The incentive is only for new member accounts, not new accounts for existing members or joint members and is based on account openings, not applications. Each person can only be a new member once. Retroactive referrals will not be eligible. Applicant must be 18 years or older and meet membership eligibility requirements at time of account opening.  All criteria must be met and/or completed within 60 days of account opening.  In order to qualify for the additional Direct Deposit incentive, new member must make two payroll Direct Deposits within the 60-day period and the total of the Direct Deposits must be at least $100.  Qualifying payroll Direct Deposits are defined as paychecks, Social Security payments and pension payments.  If criteria is met and both new member and referring member accounts are in good standing, incentive will be paid on the first day following the 60-day period.  Members who open accounts by fraudulent, suspicious, or illegal means, including but not limited to providing Freedom Credit Union with fraudulent or fabricated information, are not eligible to participate in this bonus offer.  Freedom Credit Union may adjust the deposited bonus or remove the deposited bonus at any time if Freedom Credit Union suspects accounts were opened by fraudulent, suspicious, or illegal means, including but not limited to providing Freedom Credit Union with fraudulent or fabricated information. The Annual Percentage Yield (APY) on Freedom’s Primary Savings account is 1.00%. The rate listed is accurate as of the last dividend declaration date.  Regulations prohibit payment in excess of available earnings. Fees may reduce earnings. Rates are subject to change without notice and may change after account is opened. $5 is required to open and maintain a Primary Savings account and to be eligible to receive up to $200 in New Member/Referral incentives. The incentive will be a taxable dividend on the 1099 Form we will send you in January. Payment of taxes on incentive will be the responsibility of the recipient. Offer is subject to change without notice and cannot be combined with any other offer.  Federally insured by NCUA.