Signature Personal Loans
Get the funds you need for life’s big moments—no collateral required. A Signature Personal Loan offers low rates, flexible terms from six months to six years, and quick decisions to keep you moving forward. Apply today and borrow with confidence.
Personal Loans in Philadelphia, PA
Borrow without the need for collateral with a Signature Personal Loan! There are no restrictions on what you can do with the money you borrow, and you can repay it with fixed monthly payments with terms of up to six years. Apply for a Signature Personal Loan today to get the funds you need for your next project or unexpected expense.
Not a member? Join now and experience the Freedom CU difference!
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Low Rates
Our competitive rates help you save on interest.
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Flexible Terms
Terms of 6 months to 6 years offer payments that you can afford.
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Unsecured Borrowing
Get the funds you need without the need for collateral.
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Flexible Loan Amounts
Borrow up to $30,000 based on your creditworthiness and financial profile.
Signature Personal Loans
Get funds to consolidate debt, tackle a remodeling project, pay for a wedding, or something else. Our Signature Personal Loans don’t require collateral, which lets you borrow without tying up your assets.
Borrow up to $30,000, depending on your creditworthiness and needs. Our rates are competitive to help you save, and terms of six months to six years are available so you get affordable monthly payments. Apply for a Signature Personal Loan today!
Additional Features of Freedom Credit Union Personal Loans
- Fixed Monthly Payments:
Predictable monthly payments simplify budgeting. - No Prepayment Penalties: Pay off your loan early to save on interest.
- No Use Restrictions: Borrowed funds can be used for any purpose.
- Fast Loan Decisions: Get the funds you need without unnecessary delays.
- No Hidden Fees: Our terms are transparent, so you’ll always know exactly what to expect.
- Personalized Support: Our dedicated team is here to support you every step of the way.
Apply for a Loan in 3 Easy Steps!
We’ll Contact You
We’ll review your application and reach out with a quick loan decision.
Finalize the Loan
Review the terms and finalize the loan to receive your funds.
Why Choose Freedom CU?
At Freedom Credit Union, you’re not just another account — you’re a valued member! We’re a local, nonprofit organization dedicated to helping our members achieve their financial goals. Your needs are our top priority!
In addition to our Signature Personal Loans, we also offer mortgages, vehicle loans, checking and savings accounts, and more! Become a Freedom Credit Union member today to take advantage of our low rates, personalized service, and community-driven approach to banking.
★★★★★
“I am so happy that I am now a Freedom Credit Union customer! The service was great, and the people were knowledgeable and friendly!”
– Ime H., Abington, PA
Credit Union Personal Loan FAQs
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A Signature loan is an unsecured loan, which means no collateral is required. It can be used for many different purposes, including debt consolidation, home improvement projects, unexpected expenses, and other needs. If approved, you will receive a lump sum and then repay it over a fixed term with fixed monthly installments.
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Signature Personal Loans don’t have any application or closing fees, which helps you save on the cost of borrowing.
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The application process for an unsecured loan is typically faster than a secured loan because there’s no need to have your collateral appraised. Our credit union Signature Personal Loans are usually processed in one business day. They are also highly flexible, and there are no restrictions on what they can be used for!
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A credit score of 650 is preferred for our Signature Personal Loans, although lower scores will be considered. In addition to your credit history, other factors will be considered, including your income and monthly debt payments.
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Signature Personal Loans don’t have any prepayment penalties. You can make extra payments or pay off your loan ahead of the repayment term to save on interest.
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Loan amounts of up to $30,000 are available, depending on your creditworthiness.
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Our credit union Signature Personal Loans have fixed interest rates. Your rate will be locked in when the loan is created and won’t change. A fixed-rate gives you consistent monthly payments, which helps with budgeting. It also means you won’t have to worry about future rate increases.
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Yes, membership is required to qualify for a Signature Personal Loan. Membership is open to anyone who lives, works, attends school, or volunteers in Bucks, Chester, Delaware, Montgomery, or Philadelphia County, or is related to an existing Freedom Credit Union member.
More Account Options
Auto Loans
Lock in a great rate on a new or used auto loan, or refinance a loan from another lender. Finance up to 100% of the purchase price, and terms of up to 84 months are available to get payments that fit your budget.
Credit Cards
Earn 1% cash back on any purchase with our Visa® Cash Back Card. There is no annual fee, and there are no fees for balance transfers, cash advances, or foreign transactions.
Mortgage Loans
Get the keys to homeownership with our convenient home mortgage loans. Take advantage of quick loan approval, flexible payment plans, and fixed and adjustable rate options for customized financing.
