Mortgage Center
Buying a home is a big step, but we’ve made it easier with our one-stop online Mortgage Center. Explore mortgage resources, calculate future payments, access exclusive home-buying resources, earn rebates, and even get help finding a realtor. It’s all possible with the Freedom Credit Union Mortgage Center.
At Freedom Credit Union, We Offer You More
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Expert Guidance
Get personalized support through our Mortgage Center or schedule a mortgage consultation with our knowledgeable staff.
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Wide Choice of Loan Products
Choose from fixed and adjustable options, refinancing solutions, and special programs for first-time homebuyers.
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Transparent Loan Process
Stay informed at every stage of the home-financing and purchase process.
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Convenient Online Access
Apply online and track and manage your home loan application from any device, anytime.
Mortgage Center Resources
Mortgage Calculators
Run the numbers on your options with our suite of helpful financial calculators. Estimate monthly payments at different purchase prices, compare renting versus buying, explore fixed and adjustable rate APRs*, and see how paying off your loan early can save you money.
Learning Center
Buying a home comes with a lot to learn. Our library of expert articles explains key financing concepts and critical decisions in the homebuying process. Gain confidence, avoid confusion, and make smarter choices as you move toward homeownership.
Home Loan Resources
Get the essential tools you need to prepare for your home purchase. Freedom Credit Union offers checklists, rate information, and detailed guidance to help you navigate your mortgage application and confidently manage your largest investment.
Even More Home Buying Resources
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GreenPath Financial Wellness
Improve your credit score or clean up your credit history with support from our financial wellness partner, GreenPath. Get guidance to help you prepare for homeownership.
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Loan Payment Protection
Protect your loan with our Loan Payment Protection program. If unexpected events prevent you from making payments, this program can cover some or all of your balance.
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TruStage™ Home Insurance
Get the coverage you need for what matters most—your home, family, car, and even your pets—through TruStage™ Home Insurance.
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Fannie Mae Training and Education
Build your homebuying knowledge with Fannie Mae classes. Earn a certificate you can share with your mortgage lender to strengthen your application.
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Monthly Payment Calculator
See how buying a home will affect your budget. Use our Monthly Payment Calculator to estimate your monthly mortgage payments and plan with confidence.
“I love this credit union! The few problems I’ve had over many, many years were always resolved quickly and promptly. The staff is always friendly and helpful!”
— Bill F., Rochester, PA
Explore Our Home Loans
Home Equity Loans
Tap into your home’s equity to fund renovations, tuition, or a dream vacation. Unlock the value of your home while keeping control of your finances.
Mortgage Refinancing
Lower your rate, reduce monthly payments, or shorten your loan term. Refinancing can save you money and put you on a faster path to homeownership.
Mortgage Loans
Flexible fixed- and adjustable-rate mortgages with competitive rates make owning your home more achievable. Choose the loan that fits your budget and lifestyle.
*APR = Annual Percentage Rate
First Time Home Buyer Program Disclosures
All product features of the First Time Home Buyers Program are subject to approval. To qualify for the First Time Home Buyers program, you must be able to prove that you have not owned a home within the past three years. The program allows for up to 100% financing with no private mortgage insurance (PMI) requirement and no money down. Fixed and adjustable rate products are available in this promotion. If an adjustable rate product is selected the rate can change after the loan is closed. Borrower is responsible for all associated closing costs, prepaids and escrow amounts. Not all applicants will qualify. The rate may vary depending on each individual’s credit history and underwriting factors. Membership eligibility is also required. Maximum loan amount is $500,000. Promotional offer is for credit secured by a first lien, owner occupied, primary dwelling only. Offer valid for properties located in PA, NJ, and DE and is subject to credit approval, income verification and appraisal. Programs, rates, terms and conditions are subject to change without notice. Promotional offer can be terminated at any time. This offer cannot be combined with any other offer or promotion.
