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Serious cash for big plans

Cover college costs, kitchen remodeling, and more with a Home Equity Loan.

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  • Rates as low as 3.49%*
  • Loans up to $250,000
  • All loan decisions made locally by Freedom CU Staff

Estimated Monthly Payment

This calculation is an estimate
Loan Amount
$
%
Months
60
180

*Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 110% (conditions apply). APR will not be less than 3.49% or greater than 6.49%. The interest rate you receive will be based on your credit history. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Loan subject to final approval. Terms and rates subject to change without notice and apply to loans in the 2nd lien position.

How it works

 

1

Take out a loan

We’ll let you borrow up to 110% of your home’s value.

2

Get your cash

You’ll get your money in one lump sum.

3

Make payments

Easily make payments online or within the mobile app.

Home Equity Loan vs. HELOC?

With a Home Equity Loan, you take out a lump sum of cash at once, and then pay it back over time with monthly payment. A HELOC (Home Equity Line of Credit) approves you for a total amount, but you only take out money as needed—and only pay interest on what you actually borrow.

Make big things happen with a home equity loan

 

“I had been plodding through the process of settling my mother’s home and Freedom truly exemplified exceptional customer service. Working with such wonderful people made the experience so much easier!”

Home Equity Loan Disclosures

*Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 110% (conditions apply). APR will not be less than 3.49% or greater than 6.49%. The interest rate you receive will be based on your credit history. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Loan subject to final approval. Terms and rates subject to change without notice and apply to loans in the 2nd lien position.

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