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Make your home's value work for you

Turn your house into a dream pad⁠ with a Home Equity Line of Credit (HELOC)—or cover something else you need flexible cash for.

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  • Credit backed up by your home's value
  • Low variable rates
  • All loan decisions made locally by Freedom CU Staff
  • No prepayment penalties

Not sure how a line of credit works? Here’s the breakdown.



Apply for a HELOC

We’ll approve you for up to 90% of your home’s equity.


Borrow As Needed

Transfer money into your checking or withdraw as cash.


Make Payments

You only have to pay interest on what you actually borrow.

From hardwood floors to brand new doors


“I had been plodding through the process of settling my mother’s home and Freedom truly exemplified exceptional customer service. Working with such wonderful people made the experience so much easier!”