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What kind of notices will the member receive if their account is overdrawn?

The system will generate a notice for each paid item that overdraws the Share Draft Checking Account, showing that the item has been paid through Courtesy Pay.  If you have an email address on file, we will email the notice to you.  Otherwise, the notice will be printed and mailed.  Additional warning or collections letters will be generated if the account remains overdrawn according to the following schedule:


Paid Overdraft Notice – Day of Occurrence

1st Warning Letter – 15 Days

2nd Warning Letter – 30 Days