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What are the eligibility requirements for Courtesy Pay?

A member is eligible to receive Courtesy Pay for checks/share drafts and ACH transactions once the below criteria is met.  A member must opt in for Courtesy Pay to apply to everyday debit card transactions.

 

Eligibility Criteria:

  • Qualifies for a Share Draft Checking Account
  • Has not caused a loss to the Credit Union
  • Member is at least 18 years of age
  • Account must be open for at least 30 days*
  • Account is not classified as dormant or frozen
  • Account has a current mailing address
  • Loans extended by Freedom are not delinquent 30 or more days
  • The account has not been established as a Business Account

 

* A 30-day waiting period applies to new accounts.

Freedom Credit Union will never contact you directly to request any of your personal or account information. If someone contacts you and requests this information, do not provide it. Hang up immediately and call us at 215-612-5900. Likewise, if you receive an unexpected email or text message containing suspicious links, it is best to not click on any links and delete the message.

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