The Courtesy Pay feature does not cost members anything unless they use it. There is no regular monthly fee for the service. The only time a member will incur a cost for the Courtesy Pay feature is when they use it (for example, if an item is paid by the Credit Union which causes the member to overdraw the account).
A fee may be charged for EACH item presented and paid. For example, if two items are presented to the Credit Union for payment on the member’s account, they will have to repay the Credit Union for the amount of the two paid items, PLUS two Courtesy Pay fees.