- Courtesy Pay would not apply to the below items:
- Share Drafts presented for cash by the account holder at an Access Center
- Member check presented by Payee at an Access Center
- ATM Transactions
- POS (PIN based) Transactions
- Bill Payer Transactions
- Online Banking Transactions
- Telephone Teller Transactions
- ACH/Pre-Authorized Drafts presented on an account other than the Share Draft Checking Account
- Electronic debit transactions presented on an account other than the Share Draft Checking Account