** A minimum deposit of $5 is required to earn dividends
ADVANTAGES TO MEMBERSHIP*
*conditions apply
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Checking
- Our checking accounts are FREE and earn you dividends as well. No monthly fees, no minimum balance requirement and no per-check charge.
Savings
- Every Member has a primary savings account and every account earns dividends.
Money Market
- Earn more than a regular savings account, and maximize your earnings with our tiered interest rate structure.
Share Certificates of Deposit :
- Lock in a fixed rate for the future.
IRAs :
- Choose between Roth or Traditional, save more for later in life.
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Purchasing & Refinancing A Home
- Quick pre-approvals, decisions made locally, financing for primary residences as well as second homes.
Home Equity Loans and Lines of Credit
- Make your home’s value work for you, use the equity to provide the financing you need.
New and Used Auto Loans
- Up to 100% financing of the purchase price, including sales tax, tags, and extended warranty. Drive your ride home today!
Visa® Credit Card
- Get the cash-back card and take advantage of no annual fee, a promotional intro APR, and no fees on balance transfers or foreign transactions.
Personal Loans
- Get the extra cash you need to handle that next big purchase, emergency, or dream. Benefit from low fixed rates with no monthly fees, easy payment terms and no pre-payment penalties.
Deposit Secured Loans
- Secured Loans give you access to needed cash, backed by your Share account. Build your credit and get up to $30,000!
Lines of Credit
- A personal line of credit is always available for cash advances and larger purchases, with variable rates and no monthly fees.
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Online Banking
- Access to all your accounts starts Online! Check account balances and activity, transfer funds, pay bills with free Bill Payer and many other features.
Mobile Banking
- Your life is mobile, so is your Credit Union! Access account balances, deposit checks, pay bills, transfer funds, apply for a loan and manage your cards all in one app!
Visa® Check/ATM Card
- Enjoy surcharge-free access to nearly 30,000 ATMs, use your debit card for no-fee purchases, customize your card image.
Telephone Teller
- Members get 24/7 access to transfer funds, check balances, obtain loan information, and much more- 215-612-5919.
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Free Direct Deposit and Payroll Deduction
- Automatic deposit and distribution of any part of your pay into your Accounts.
Shared Branching
- Complete financial transactions at more than 5,000 branches nationwide. To find a branch near you, visit freedomcu.org or call 800.919.2872.
Surcharge-Free ATMs
- Get access to nearly 30,000 ATMs Nationwide that are available to Freedom Members through our Co-Op network.
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Auto & Home Insurance
- Affordable top-quality protection and discounted rates.
Life Insurance
- Whole and term life insurance plans
Supplemental Insurance
- Death and Dismemberment, Hospital and Accident Protection, Critical Illness and Disability.
Pet Insurance
- Pet Insurance from VPI, part of Nationwide.
IWS Extended Auto Warranty
- Automobile protection extending beyond your original manufacturer’s warranty.
MEMBERS Financial Services Program
- Various investment programs (not federally insured) that complement traditional Credit Union savings plans.
**products and services are provided by companies that are independent from Freedom Credit Union. For full details visit FreedomCU.org. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by Freedom Credit Union.
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Green Path
- Confidential financial counseling and education by phone and online.
HomeAdvantage®
- Free access to a network of local, expert real estate agents.
Calculators
- A wide selection of calculators to help plan your financial future.
Visa® Practical Money Skills for Life™
- Visa® has partnered with leading consumer advocates, educators and financial institutions to offer guidance in budgeting, home buying, credit, vehicle loans, saving, investing and more. Included are a glossary, life event advice, calculators, parent activities, and step-by-step tutors.
Discounts for Members
- Members receive special discounts on products and services, as well as access to a variety of exclusive offers.
My Card Create
- Express yourself with a personalized debit card!