Saving Money

Personal loans are popular financing options that many turn to for different purposes. They are relatively easy to obtain, and the interest rates are usually lower than the rates for credit cards and other financing options. If you are wondering how to get a personal loan, there are two types to consider—traditional personal loans and...

A personal loan is a simple way to get low-interest financing for just about any purpose – but what’s the difference between a secured and unsecured personal loan? For a secured loan, your credit union will hold some of your funds as collateral until your loan is paid in full. For an unsecured loan, you...

When deciding whether to refinance your car loan, the short-term impact it can have on your credit is hardly an issue. The factors you should consider include the following. Your credit score If your credit has improved since buying your car, refinancing could get you a lower rate, saving you thousands in the long run. ...

If you have decided that it’s time to refinance your car loan, your first thought may be to go to your current lender and see if you can get approved.  However, that’s not always the best option available, especially if your lender wouldn’t offer the lowest rates or if you’ve experienced poor customer service. On...

At times, it may be worthwhile to refinance a car loan. Doing so essentially replaces your current loan with a new one with possible benefits. However, there are also potential disadvantages to refinancing a car loan as well, but it ultimately depends on your situation. Continue reading to learn about the pros and cons of...