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Requirements for Home Equity Loans In 2023
Tapping into the equity you have in your home is a popular way to borrow. Home equity loans have low-interest rates, the money you borrow can be used for many different things, and flexible repayment terms help with budgeting. If you are thinking about applying for a home equity loan, the following overview of the...
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Refinancing a Home Equity Loan – Everything You Need to Know
If you currently have either a home equity loan or a home equity line of credit (HELOC), you may be thinking about refinancing it to save money, extend your loan term, or borrow more. The following overview discusses some important things to consider before applying for a new loan to make sure it will meet...
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Personal Loans 101 [Guide]
Personal loans are popular financing options that many turn to for different purposes. They are relatively easy to obtain, and the interest rates are usually lower than the rates for credit cards and other financing options. If you are wondering how to get a personal loan, there are two types to consider—traditional personal loans and...
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14 Strategies to Protect Yourself From Fraud
When you’ve worked hard for your money, you don’t want to lose it to a scam. People who experience financial fraud may feel helpless and defenseless—as if the whole world is out to get them. The good news is you can take several steps to significantly reduce the risk of becoming a victim of financial...
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Payday vs. Personal Loans: Which is Better?
Many people need to borrow money on occasion to take care of unexpected expenses. Maybe the automatic transmission on your car suddenly refused to change gears, for example, and you need to have it repaired. Or perhaps you received an unexpected medical bill that needs to be quickly paid. It’s good to have options when...
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The Difference Between Secured and Unsecured Personal Loans
A personal loan is a simple way to get low-interest financing for just about any purpose – but what’s the difference between a secured and unsecured personal loan? For a secured loan, your credit union will hold some of your funds as collateral until your loan is paid in full. For an unsecured loan, you...
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