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Personal Loans 101 [Guide]
Personal loans are popular financing options that many turn to for different purposes. They are relatively easy to obtain, and the interest rates are usually lower than the rates for credit cards and other financing options. If you are wondering how to get a personal loan, there are two types to consider—traditional personal loans and...
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How to Prevent Financial Fraud
When you’ve worked hard for your money, you don’t want to lose it to a scam. People who experience financial fraud may feel helpless and defenseless. They might feel as if the whole world is out to get them. The good news is, you can take a number of steps to greatly reduce the risk...
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Payday vs. Personal Loans: Which is Better?
Many people need to borrow money on occasion to take care of unexpected expenses. Maybe the automatic transmission on your car suddenly refused to change gears, for example, and you need to have it repaired. Or perhaps you received an unexpected medical bill that needs to be quickly paid. It’s good to have options when...
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The Difference Between Secured and Unsecured Personal Loans
A personal loan is a simple way to get low-interest financing for just about any purpose – but what’s the difference between a secured and unsecured personal loan? For a secured loan, your credit union will hold some of your funds as collateral until your loan is paid in full. For an unsecured loan, you...
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