The page you're looking for does not exist!
Page Not Found!
Instructions
Get your code by 1 of 2 ways!
- Log in to Mobile banking (or scan the QR below to download the Mobile App, or go to the Apple or Google Play store to download), then click “More” menu, scroll to the bottom under “Services” and click on “Refer A Member”.
OR
2. Log In to online banking, click “More”, then “Refer A Member”
Sweepstakes Rules
FREEDOM CREDIT UNION
Year of the Member Sweepstakes
Official Rules
INSURED BY NCUA. NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR ODDS OF WINNING. VOID WHERE PROHIBITED.
- SWEEPSTAKES PERIOD:
The Year of the Member Sweepstakes begins at 12:00 a.m. ET on Saturday, January 1, 2022 and ends at 5:00 p.m. ET on Saturday, April 30, 2022 (“Sweepstakes Period”). Freedom Credit Union’s (“Freedom” or “FCU”) computer system is the official time keeping device for the Year of the Member Sweepstakes.
- ELIGIBILITY:
The Sweepstakes is open to any current or prospective member of Freedom Credit Union (a) who is a member in Good Standing (hereinafter defined) at the time of Sweepstakes entry and as of the last day of the Sweepstakes Period (April 30, 2022); (b) who is a permanent legal resident of one of the fifty (50) states of the United States of America or the District of Columbia (“U.S.”); (c) has a valid U.S. street address (no PO boxes); and (d) who is at least eighteen (18) years of age as of the end of the Sweepstakes Period. The Sweepstakes is void outside the eligible sweepstakes area and territory and where prohibited or restricted by applicable law. All Sweepstakes entrants must be a Freedom Credit Union member in Good Standing at the time of Sweepstakes entry, remain a member in Good Standing through the Sweepstakes Period (ending April 30, 2022), is a member in Good Standing as of the last day of the Sweepstakes Period, and a member in Good Standing at time of the award announcement. A Freedom Credit Union member in “Good Standing” is determined solely by Freedom Credit Union and is a member who has at least one share account with Freedom Credit Union, has not defaulted on any payment obligations to Freedom Credit Union, has no charge-off with Freedom Credit Union, and is not determined to be in a delinquency status with Freedom Credit Union. For purposes of clarification, individual members and named account owners or loan holders (i) who are sixty (60) days or more delinquent on any loan payments or are considered in default; (ii) who have a charged-off debt at Freedom Credit Union for any account or loan, or (iii) who are subject to a levy, garnishment, bankruptcy proceedings, or other legal debt or have a legal hold on their account(s) are not considered members in Good Standing and will be disqualified from winning the Sweepstakes.
Employees of Freedom Credit Union, its subsidiaries, affiliates, advertising/promotional agencies, Board members, officers, volunteers, contractors, subcontractors and all related immediate families and household members of such persons (including, but not limited to parents, children, spouses, in-laws, and siblings or persons living in the same household) are not eligible for entry into or for winning the Sweepstakes. This Sweepstakes is intended solely for viewing and participation in the United States and shall be construed and evaluated solely under United States federal, state and local laws. By entering, entrants certify that they meet all eligibility requirements.
Any potential Sweepstakes winner will be subject to verification of eligibility and be required to sign an affidavit of compliance with these Official Rules, including an authorization for the release of his or her social security number for tax reporting purposes. Any potential award winner will be required to complete an Internal Revenue Service (“IRS”) Form W-9 for income tax reporting purposes and the potential winner must further be able to present a valid (unexpired) U.S. federal or state picture identification to claim the award. The announced winner must reply to Freedom Credit Union and supply the necessary information and completed forms and information within six (6) calendar days of the first notification from Freedom Credit Union or its agent. Failure of any potential winner to reply and communicate with Freedom Credit Union, and return the required affidavit, IRS form, and other verification requirements to Freedom Credit Union within the 6 calendar day time-frame from the initial attempted contact by Freedom Credit Union will be determined to have automatically forfeited any award. In the event of award forfeiture, when the potential winner fails to reply within the 6 day time-frame, an announced winner is unreachable by phone, the award goes unrecognized, the potential winner fails to complete and provide all requirements and forms, or if an announced winner declines the award, then Freedom Credit Union is authorized to randomly select an alternate potential winner to receive the award. All potential winners are subject to the requirements of these Official Rules and any failure to comply with the Official Rules shall deem any potential winners ineligible and/or considered a forfeiture of the award. In the event of any dispute as to the identity of the potential winner, the potential winner shall be required to identify their eligibility as a primary member in Good Standing with Freedom Credit Union and further verify their identity with a valid identification as required by these Official Rules.
- HOW TO ENTER THE CONTEST:
There is no purchase or transaction necessary to win the Sweepstakes. There are two (2) ways to enter the Sweepstakes. [1] Automatic Entry Method: A qualifying Freedom Credit Union member will receive one (1) automatic Sweepstakes entry for each valid member that they refer for membership with a limit of 10 entries. A valid referral means that the referred member meets our membership eligibility requirements, is accepted into membership through our normal acceptance process, and the new member opens an account during the Sweepstakes Period. [2] Alternate Method of Entry. Complete the Manual Entry Form below and return to Freedom Credit Union, ATTN: Marketing, Year of the Member Sweepstakes, 626 Jacksonville Road, Suite 250, Warminster, PA 18974. Maximum 10 Manual Entries per person allowed. Additional entries received in excess of stated limitation will be void. Mechanically or digitally reproduced entries, or those made using script, macro, sweepstakes service, automated entry software ,or facsimiles are automatically void. All participants in the Sweepstakes must be members in Good Standing with Freedom Credit Union and must meet the eligibility requirements stated within these Official Rules. All mailed entries must be postmarked no later than April 30, 2022, and must be received by Freedom Credit Union by Friday, May 6, 2022 by 12:00PM ET. All entries are the property of Freedom Credit Union and will not be acknowledged or returned. Freedom Credit Union is not responsible for entries that are lost, late, stolen, damaged, postage-due, undelivered, misdirected, returned, illegible or otherwise deficient, incomplete or not received for any reason. Freedom Credit Union, in its sole discretion, reserves the right to disqualify any person tampering with the administration, security, proper play or entry process of this Sweepstakes or otherwise in violation of these Official Rules. Freedom Credit Union reserves the right to cancel, terminate or modify any promotion not capable of completion as planned, including, without limitation, by tampering, unauthorized intervention or force majeure.
Freedom Credit Union may use, and the entrant expressly consents to the use of, any and all information and data provided by the Sweepstakes entrant as part of their entry into the Sweepstakes for Freedom Credit Union marketing and other legal purposes by Freedom Credit Union or any of its divisions, affiliates, and partners.
By submitting a Manual Entry Form and/or not rejecting an automatic entry in writing binds you to these Official Rules. All mail-in entries must meet the requirements of these Official Rules and are subject to all of the terms of these Official Rules.
- AWARD:
One (1) winner will be selected by Freedom Credit Union in a random drawing of all eligible entries received. The selected winner will receive twenty-five thousand dollars ($25,000). The award will be made in the form of a deposit into the members Primary Share at Freedom Credit Union.
If the potential winner is a prospective member but has not joined Freedom Credit Union and does not have an account with Freedom Credit Union during the Sweepstakes Period, then the potential winner will receive a voucher for $25,000 which may be applied to opening a regular share account subject to Freedom’s required qualifications and account approvals. The voucher will be valid and redeemable only with Freedom Credit Union for 30 days from the date and time of the award announcement. If, subject to Freedom Credit Union’s membership qualifications and account opening criteria, the potential winner does not qualify for membership in Freedom Credit Union and cannot or does not open regular share account, the prize will be forfeit and Freedom Credit Union will conduct a random drawing to select a winner.
The drawing will occur on or around May 13, 2022. The selection of the winner will be determined by Freedom Credit Union through a random application and/or computer drawing based off a list of eligible Sweepstakes entrants on Freedom Credit Union’s system and Freedom Credit Union’s announcement and awarded winner shall be final and binding. The Sweepstakes award may not be substituted, transferred, or exchanged to any other person or member or for any other award, amount, cash value, or benefit. Odds of winning will be determined by the number of eligible entries received by Freedom Credit Union. The winner will be notified on or about May 13, 2022, at the number provided on the Manual Entry form or the members account record. The winner must provide Freedom Credit Union with any information, including social security number, necessary to complete IRS Form 1099 or a similar format the time the prize is accepted in order to accept the prize or the prize may be forfeited. Failure to complete prize acceptance or failure to comply within six (6) days will result in forfeiture of prize. If prize is forfeited, an alternate winner will be selected through subsequent drawing(s) of remaining entries until the prize is accepted. Prizes not accepted by June 1, 2022 will not be awarded.
- RESTRICTIONS:
Entrants will receive one (1) entry for each qualifying member that is referred through the Automated Entry Method up to a maximum of 10 entries. Entrants who make a referral will automatically be entered into the Sweepstakes based on the guidelines stated in Section 3, above. Entrants using the Alternate Means of Entry described in Section 3 above are limited to 10 entries. ALL MAILED ENTRIES MUST BE POSTMARKED BY APRIL 30, 2022 (THE END OF THE SWEEPSTAKES PERIOD) BY THE U.S. POST OFFICE AND MUST BE RECEIVED BY FREEDOM CREDIT UNION NO LATER THAN MAY 6, 2022. Any subsequent entries or multiple entries determined to be submitted in violation of these Official Rules will be discarded as ineligible. Eligible members with an automatic sweepstakes entry will take priority over any mailed-in entries by the same eligible member; duplicate entries by mail will be discarded. Freedom Credit Union reserves the right and has the power to discard multiple and/or subsequent entries in violation of these Official Rules. At any time you may be asked to verify your entry information and validate your eligibility. Any illicit, illegal, or other dishonest activity to undermine or tamper with the legitimate operation of this Sweepstakes by any person or related person to an eligible person by cheating, hacking, deception, or other practices or intending to annoy, abuse, threaten or harass any other entrants or Freedom Credit Union entities will invalidate such person’s eligibility to win.
- LIMITATION OF LIABILITY:
Freedom Credit Union, its divisions, affiliates, partners, agents, representatives, employees, officers, directors, and sponsors are not responsible for lost, late, mutilated, delayed, inaccurate, incomplete, postage due, misdirected entries, miscommunications, failed telephone or computer transmissions, or for other errors, omissions, interruptions, or deletions of any kind whether human, mechanical, or electronic or for any damage to any person or person’s property related to participating in the Sweepstakes. Persons found tampering with, abusing any aspect of the Sweepstakes or entries or violating these Official Rules, will be disqualified and may be subject to prosecution.
Any attempt to undermine the legitimate operation of the Sweepstakes is a violation of criminal and civil law and for any such attempt, Freedom Credit Union, its affiliates, sponsors, and partners reserve the right to seek damages and other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law.
In the event of a dispute as to the identity of a potential winner or entry based on an automatic entry, the winning entry will be declared made by the member who is the primary share account holder, as determined solely by Freedom Credit Union’s records.
IN NO EVENT WILL FREEDOM CREDIT UNION OR ANY OF ITS DIVISIONS, AFFILIATES, EMPLOYEES, CONTRACTORS, SPONSORS, AGENTS, REPRESENTATIVES, AND PARTNERS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES, CLAIMS, OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF ANY PARTICIPATION OR ENTRY IN THIS SWEEPSTAKES OR THE ACCEPTANCE OR USE OR MISUSE OF ANY AWARD.
Any disputes arising out of the Sweepstakes or these Official Rules will be governed in accordance with applicable federal laws and the laws of the state of Pennsylvania. Any disputes will be settled in the district, jurisdiction, and venue of Bucks County, Pennsylvania. ALL ENTRANTS WAIVE THEIR RIGHT TO A JURY TRIAL AND ADDITIONALLY WAIVE ANY RIGHT TO FORM AND/OR BRING A CLASS ACTION IN RELATION TO THIS SWEEPSTAKES TO THE EXTENT NOT PROHIBITED BY U.S. FEDERAL OR PENNSYLVANIA LAW.
Entrants and participants in the Sweepstakes (eligible or ineligible entrants and participants), shall not be entitled to claim, request, or receive any consequential, punitive, indirect, direct, special, incidental, or other damages for any reason. In the event of any damages awarded, such shall be strictly limited to direct and actual out-of-pocket expenses and costs, regardless of cause or reason. These limitations are void where prohibited. Freedom Credit Union and its divisions, affiliates, partners, sponsors, representatives, and agents expressly disclaim any and all liability, indirect or direct, regarding the entrant’s participation in the Sweepstakes, including but not limited to any chances of winning, and do not make any warranties of any kind as part of the Sweepstakes. Each entrant agrees to release, indemnify, and hold harmless Freedom Credit Union and any of its affiliates, sponsors, employees, volunteers, officers, directors, representatives, agents, and partners from and against any and all liability, claims, causes of action, losses, injury, demands, or damages (regardless of action, cause, or participation) resulting from the entrant’s actions, inactions, or participation in the Sweepstakes.
- GENERAL:
All eligible entrants represent that they have read these Official Rules and agree to be fully bound by them. If you do not wish to be automatically entered into this Sweepstakes based on the Automated Entry Method described above, please notify Freedom Credit Union at (215) 612-5900 or through one of our conveniently located Access Centers and provide us with a written statement of your desire to not be entered into the Sweepstakes.
Only one (1) award will be awarded to a verified and eligible member and the winner decision will be final. The winner will be randomly selected from the list of eligible entrants maintained on the Freedom Credit Union system. The potential winner will be notified by phone on or around May 13, 2022. If any potential winner randomly selected is disqualified, found to be ineligible, is not in compliance with these Official Rules, or fails to personally respond to Freedom Credit Union within six (6) calendar days of the initial phone notification from Freedom Credit Union or its representative, then Freedom Credit Union reserves the right to disqualify the winner and randomly select another potential winner. If the foregoing occurs, then the initial potential winner will be considered to have forfeited their award. Potential winners do not need to be present to win. The odds of winning depend on the total number of eligible entries on the Freedom Credit Union system.
The official winner will be required to complete an affidavit of eligibility and compliance to these Official Rules, fill out an IRS Form W-9, sign a Consent and Liability Release Form, and agree to pay all applicable federal and state taxes, fees, and costs to receive his or her award. The official winner who accepts the award grants Freedom Credit Union the right to use the official winner’s name, address, photograph, and likenesses for advertising, promotional, and publicity purposes.
Any personally identifiable information received, provided, or collected for purposes of the Sweepstakes will be protected in accordance with Freedom Credit Union’s privacy policy located at https://freedomcu.org/wp-content/uploads/2020/08/PrivacyPolicy.pdf. Freedom Credit Union reserves the right to cancel, suspend, terminate, and/or modify the Sweepstakes and these Official Rules, in whole or in part, if any fraud, technical failures, viruses, tampering, defects, illegality, or any other factor beyond Freedom Credit Union’s control occurs or impairs the integrity of the Sweepstakes. Applicable U.S. federal and Pennsylvania state laws apply to this Sweepstakes and these Official Rules. All award amounts will be reported as taxable income to the official winner. All federal, state and local taxes imposed by acceptance of the award are solely the responsibility of the official winner and the official winner is responsible for the reporting and payment of any such award amount.
If you have questions regarding the Sweepstakes, these Official Rules, or to obtain a copy of these Official Rules you may contact Freedom Credit Union at (215) 612-5900, visit FreedomCU.org, write to us at ATTN: Marketing / Year of the Member Sweepstakes, 626 Jacksonville Road, Suite 250, Warminster, PA 18974, or visit one of the convenient Freedom Credit Union Access Center locations. All entrants, participants, and potential winners of the Sweepstakes agree to strictly comply with and accept these Official Rules and the requirements of these Official Rules.
- SPONSOR:
Freedom Credit Union, 626 Jacksonville Road, Suite 250, Warminster, PA 18974.
CLICK HERE FOR MANUAL ENTRY FORM
Log In
Send Us A Message
Leaving Our Website
Please be advised that you are leaving Freedom Credit Union’s website. This link is provided as a courtesy. Freedom Credit Union does not endorse or control the content of third party websites. Privacy and security policies of the third party websites may differ from those practiced by the Credit Union.