Skip nav to main content.
Auto Loans
Auto Refinance Personal Line of Credit Loan Payment Protection

Auto Loans

Take advantage of our limited-time rates on auto loans.

Apply for A Loan View Rates
  • Special rates as low as 4.49% APR*
  • Finance a new or used vehicle
  • Refinance a loan from another lender

The Many Benefits of Freedom Auto Loans

Whether you’re buying new, used, or even refinancing, we have the perfect auto financing for you. Plus, when financing with Freedom Credit Union, you’ll always get outstanding local service and benefits like our TrueCar® auto buying service.

✔

Up to 100% financing,
including tax and tags

✔

Rates starting as low
as 4.49% APR*

✔

No loan prepayment
penalties

✔

Same low rate for new
or used vehicles

✔

Quick and easy
online application

✔

Optional loan payment
protection available

*APR = Annual Percentage Rate for terms up to 84 months.  Loan amount must be $5,000 or greater. You must meet employment and/or income requirements to qualify for a loan. The interest rate you receive will be based on your credit history, loan term, and age of the vehicle. APR will not be less than 4.49% or greater than 18%. For example, a loan amount of $15,000 at 4.49% APR for 60 months would be a monthly payment of $280.12. Satisfactory vehicle insurance required. Your actual loan amount will be limited based on the value of the specific vehicle that you are financing. Only passenger vehicles are eligible, no recreational vehicles. Existing Freedom Loans are not eligible for refinancing. Credit Union membership eligibility requirements apply. Loan term cannot be less than 6 months or greater than 84 months. This is a Limited Time Offer that can be rescinded at any time, cannot be combined with any other offer, and is subject to change without notice.

Applying is as simple as..

 

1

Apply Online

Quick and easy online
application.

2

Sign Your Loan

Agree to the loan amount,
rates, and terms

3

Get a Check

Use your check to buy
your new car.

Get Started

Shop for a Car

Find your ride, then apply.

“Freedom gave me an auto-loan which allowed me to keep my car and helped me to live and work. I just paid off that auto-loan. Now I’m back on my feet and Freedom helped me get there!”

Auto Loan Frequently Asked Questions

  • Yes. But becoming a credit union member is quick and easy. You can apply for membership in minutes, and membership comes with countless benefits like special discounts and community programs.

  • Several factors play a role in determining how much you can borrow. Our loan team looks at things like your credit score, income, expenses, and any down payment you plan to make.

    But getting pre-approved to learn how much you’ll qualify for is quick and easy. You can click here to get started.

  • To start, we recommend using our monthly payment calculator. That will give you a general idea. But the next step is to apply and get pre-approved, so you’ll know exactly how much your monthly payment will be.

  • Yes! We partner with TrueCar® to help you save time and money. You can start car shopping here.

  • That’s easy. Just click here.

  • Our auto loan terms range from 1 to 84 months. With that flexibility, we know you’ll find the perfect term to fit your needs.

  • Our auto loan application is quick and easy. We’ll ask you to provide information like how much you want to borrow and how long you want to borrow it for. Then we’ll have you enter your personal information, including income and employment history. After you complete the application, we’ll get back to you in about 48 hours.

    Simply click here to get started.

  • Yes. You can read more about our auto refinance loans here. And we’re always happy to help you save money or find loan terms to fit your life or budget better.

From luxury sedans to 10-seater vans

 

Get Started Here

More Tools

Auto Loans Disclosures

*APR = Annual Percentage Rate for terms up to 84 months.  Loan amount must be $5,000 or greater. You must meet employment and/or income requirements to qualify for a loan. The interest rate you receive will be based on your credit history, loan term, and age of the vehicle. APR will not be less than 4.49% or greater than 18%. For example, a loan amount of $15,000 at 4.49% APR for 60 months would be a monthly payment of $280.12. Satisfactory vehicle insurance required. Your actual loan amount will be limited based on the value of the specific vehicle that you are financing. Only passenger vehicles are eligible, no recreational vehicles. Existing Freedom Loans are not eligible for refinancing. Credit Union membership eligibility requirements apply. Loan term cannot be less than 6 months or greater than 84 months. This is a Limited Time Offer that can be rescinded at any time, cannot be combined with any other offer, and is subject to change without notice.

Top